Uselfbank is a 100% online P2P digital microfinance ecosystem with no physical branches, using the UFBC Token (UFBC) digital assets as the main transaction unit. The goal is to become the most competitive digital microfinance globally.
USELFBANK'S INNOVATIVE BUSINESS MODEL
1. UFBC Token Platform Structure
UFBC Token is a valuable digital asset, used as a unit of exchange in the Uselfbank ecosystem, with the following characteristics:
- Intrinsic value: 1 UFBC Token is valued at 1 USD + 1 EURO, ensuring stability.
- High liquidity: Can be bought, sold, transferred freely between members through P2P transactions.
- Value guarantee: Backed by physical assets or financial assets of equivalent value.
- Free ownership: Users can sell, lease, transfer, inherit.
2. Core Business Model
The Uselfbank ecosystem revolves around 4 main groups of subjects:
(1) UFBC Partners – Digital Asset Distributors
Buy UFBC Tokens with attractive discounts based on quantity (the more you buy, the higher the discount).
Resell UFBC Tokens to users who want to deposit money into the system and enjoy profits.
Supported with marketing tools & APIs to integrate into personal systems.
Can register regional exclusivity to exploit the market better.
(2) Individual users – UFBC owners
- Deposit: Convert fiat money into UFBC through partners or systems.
- P2P transactions: Transfer UFBC freely between accounts in the ecosystem.
- Payment: Use UFBC for shopping, services, travel, education, etc.
- Investment & Savings: Open a staking account to receive interest from UFBC balance.
- P2P Lending: Lend UFBC at an agreed interest rate.
Inherit, transfer, lease UFBC Token as desired.
(3) Businesses & Units accepting UFBC
Accept UFBC as a payment method to reach global customers.
Take advantage of UFBC's high liquidity and low transaction costs.
Integrate into Uselfbank's payment system to increase sales.
(4) Uselfbank - Operating Platform
- Provide digital infrastructure: UFBC wallet system, trading tools, connection API.
- UFBC value guarantee: Valuation based on collateral & financial market.
- Liquidity support: Allow users to withdraw UFBC to fiat currency when needed.
- Risk control: Manage and monitor the stability of the system.